Financing Facility Tiers

SIFIN S.R.L. offers three structured facility tiers designed to serve businesses at different stages of growth and with different volumes of trade receivables. Each tier includes core factoring and receivables management services, scaled to match the complexity and size of your financing needs. Contact our team to discuss which structure best fits your current cash flow requirements and future growth plans.

Starter Facility

From 1.2%/mo

Designed for small and early-stage businesses with monthly invoice volumes up to €150,000 seeking a straightforward entry into factoring finance.

  • Invoice factoring up to €150,000/month
  • Advance rate up to 80% of invoice value
  • Buyer credit checks included
  • Online ledger portal access
  • Dedicated account manager
Choose Plan

Growth Facility

From 0.9%/mo

Suited for established SMEs and mid-sized businesses with monthly receivables between €150,000 and €1,000,000 requiring more flexible and higher-volume funding.

  • Invoice factoring up to €1,000,000/month
  • Advance rate up to 85% of invoice value
  • Full receivables ledger management
  • Collections and debtor follow-up
  • Reverse factoring option available
  • Monthly performance reporting
Choose Plan

Corporate Facility

Custom pricing

Tailored for large corporations and groups managing high-volume trade receivables portfolios, multi-buyer programs, or cross-border invoice financing requirements.

  • Uncapped invoice factoring volume
  • Advance rate up to 90% negotiated per client
  • Bespoke reverse factoring programs
  • Multi-currency receivables support
  • Dedicated relationship team
  • Custom reporting and API integration
Choose Plan